We assess risk tolerance in two complementary ways to ensure accuracy:
- Our proprietary Risk Tolerance Test, which maps directly to one of your model portfolios
- A traditional risk questionnaire that evaluates risk appetite and helps validate the Risk Tolerance Test results
If the results are closely aligned, it indicates that the assessment is on track.
If the results differ significantly, it signals the need for a deeper discussion to ensure the client understands the Risk Tolerance Test and the potential downside risks.
Accessing Risk Tolerance Test
You can access the Risk Tolerance test from the Dashboard when you open a household; under Risk → Risk Tolerance Test.
Accessing Risk Appetite Questionnaire
If you are meeting with a client, navigate to Dashboard → Risk → Risk & Behavioral Profile.
- If needed, you can also assign a value for the client without requiring them to complete the questionnaire.
You can also send the questionnaire link to the client ahead of time. See how in the Sending Link page.
Working with Households
If you’re working with a household that has multiple members, each member can complete the assessment. You can then average the results when setting the model or strategy at the household level.
Exporting Risk Tolerance Report
After a client completes the Risk Tolerance Test, you can send the Risk Tolerance Report as a follow-up.
Generate the report from the Risk & Behavioral Profile → Accuprofile Report → Save PDF.
